The National Bank has just tried to fucking charge me a $35.00 account fee for my credit card.

From the website:

Tertiary Plus is a mix of banking products and services designed specifically for students studying full or part-time*. The package will give you a good steer on how best to manage your money and take control of your finances.

With Tertiary Plus you can apply for:

• Current account with no monthly account transaction or automatic payment fees
• Cashpoint card - giving you easy ways to manage your money including access to money machines, EFTPOS & touchtone phone banking and Online Banking
• Thoroughbred Goal Saver
• Interest-free overdraft on application of up to $1000 for your first year of study, and up to $2000 for your remaining years on the package
• $5,000 personal loan
• Thoroughbred Card or Visa Classic credit card, with no annual account fee
• Affordable contents insurance with Plus Cover contents insurance.

Someone is going to explain this today.